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r/Banking rules, stats, and what to post

A source-backed Rankhog guide to r/Banking: public rules, community context, posting fit, and startup-promotion risk before you publish.

By Anthony Riera, founder and operator of Rankhog.

Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.

Current public stats

Members
182,007
Verified
September 30, 2026
Category
Personal finance and investing communities

Rules can change, so Rankhog keeps verification dates and the original public Reddit sources visible.

Rule summary

  • Be civil, Reddiquette applies: Be civil, Reddiquette applies
  • No personal info: Do not post personal information. This includes publicly available information that can be used to identify someone.
  • Post titles: Post titles should be descriptive, especially when seeking advice. Posts with generic or vague titles may be removed at the mods discretion and you will be asked to repost with a more descriptive title.
  • No advertising: This includes referral links/signup bonuses and links to your personal web site.
  • Caveat emptor: We do not validate any information posted here, take any advice with a grain of salt
  • Location tag: Location tags or identification of location when posting a topic outside the US. Because Reddit includes users worldwide it is beneficial to know where you are located. Unless otherwise indicated responses will assume you are located in the United States and will be industry general and not specific to any institution. Consider including tags in the title with your country ([US], [UK], etc), if possible your state or province. Alternatively, you can include this information with your post.
  • Advice requests: When asking for advice on a banking related issue, please include the method by which you contacted your bank and their detailed response to the issue. Posts where users clearly have not spoken with their financial institution to address the problem may be removed at the moderators discretion if clarification is not provided.
  • No illegal activity or bad faith posts: Do not advocate illegal or bad faith behavior or post anything encouraging this behavior.
  • Mega Threads: All recommendation requests should to be in the mega thread. Recommendations outside the mega thread may be deleted without notice.

Works well

  • A plain text explainer that walks through how a banking process works, with a descriptive title and zero links.
  • A detailed question post that includes a country tag, describes how the bank was contacted, and summarizes the bank's response.
  • Helpful comment answers on customer questions, sharing real industry knowledge without ever linking out.
  • A recommendation question placed inside the official mega thread, following whatever format it asks for.
  • A discussion starter about a banking industry topic, written as a genuine question to professionals and customers in the room.

Avoid

  • Posting a link to your own website, which “No advertising” bans outright.
  • Mentioning referral links or signup bonuses in a post or a comment.
  • A vague title like asking for quick help, which “Post titles” allows moderators to remove.
  • Asking for advice on a bank dispute without describing your contact method and the bank's detailed response.
  • Putting a which bank should I choose post in the main feed instead of the mega thread.
  • Sharing account details or any information that could identify a person.

What r/Banking Is For

This is a broad banking community. The description invites discussion of the ins and outs of banking, covering community banks, regional banks, investment banking, commercial banking, and everyday consumer banking. The rules tell me most posts are questions from regular customers who have a problem with their bank and want advice from people who understand the industry. One rule asks people posting from outside the United States to say where they are, because replies will assume you are in the United States unless you say otherwise. The description also asks every newcomer to read the rules before posting, which is a good hint that the moderators here actually enforce them.

Rules That Matter Before Posting

The rule that decides everything for a founder is “No advertising”, which bans referral links, signup bonuses, and links to your personal web site. “Post titles” says titles must be descriptive, especially when seeking advice, and vague titles may be removed. “Location tag” asks for your country in the title, like a [US] tag, when you post a topic. “Advice requests” says that if you ask for advice on a banking problem, you must include how you contacted your bank and their detailed response. “Mega Threads” sends all recommendation requests to one official thread and says posts outside it may be deleted without notice. Around those, you still need to respect “No personal info”, “Be civil, Reddiquette applies”, and “No illegal activity or bad faith posts”.

What To Post

Post plain text only, with no links anywhere. Write a title that describes exactly what the post is about, and add a country tag if you are posting from outside the United States. The honest way to market here is indirect. Answer customer questions in the comments with genuinely useful knowledge about how banks work, and let people get curious about you from the quality of the answer. If you start a post, make it a real explanation or a real question that follows the advice rules, with the bank contact described. If you want to know which banks people recommend, keep it inside the mega thread.

What To Avoid

Never link your own site, share a referral link, or mention a signup bonus, because “No advertising” covers all three. Do not post a vague title, because “Post titles” lets moderators remove it and ask you to repost. Do not ask for advice on a banking problem without saying how you contacted your bank and what they told you, because “Advice requests” allows removal of posts that skip that step. Do not post recommendation requests in the main feed, since “Mega Threads” says those may be deleted without notice. And never share personal information, even public details that could identify someone, because “No personal info” bans it.

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Common questions about r/Banking

Can I share my blog post about banking here?

No, the rule “No advertising” bans links to your personal web site along with referral links and signup bonuses.

Can I ask people to recommend a bank for my situation?

Only inside the official mega thread, because the rule “Mega Threads” says recommendation requests outside it may be deleted without notice.

Do I need to say where I am posting from?

Yes, the rule “Location tag” asks for a country tag like [US] in the title or the location in the post body, and replies will assume you are in the United States otherwise.

Can I ask for help with a problem at my bank?

Yes, but the rule “Advice requests” says you must include how you contacted your bank and their detailed response, or the post may be removed.

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