Can I mention my product if I frame it as a question?
The rules ban advertising and spam, so there is no safe way to promote a product here. Come to learn and help instead.
Subreddit guides
r/finanzas rules, stats, and what to post
A source-backed Rankhog guide to r/finanzas: public rules, community context, posting fit, and startup-promotion risk before you publish.
By Anthony Riera, founder and operator of Rankhog.
Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.
Current public stats
- Members
- 6,810
- Verified
- October 3, 2026
- Category
- Personal finance and investing communities
Rules can change, so Rankhog keeps verification dates and the original public Reddit sources visible.
Rule summary
- No utilizar lenguaje despectivo, instigar discusiones, ataques personales o amenazas: Uso de Lenguaje despectivo, instigar discusiones, ataques personales y amenazas no estan permitidos. Esto incluye compartir informacion personal de terceros o el uso de lenguaje homofobico, sexista, racista o despectivo de cualquier forma.
- No hacer SPAM: No está permitida ni la publicidad ni el spam (sí, eso incluye los links de referidos).
- No se permite offtopic: Este sub está diseñado por y para personas que quieren hablar de finanzas personales, cualquier otro tipo de tema se puede hablar en otro sub.
- No utilizar acortadores de links: Algunos estan permitidos siempre y cuando no incluyan anuncios (www.youtube.com → youtu.be Por ejemplo).
Works well
- A question about a real personal finance decision you are facing, like how to structure a budget or whether to pay down debt, asked in plain Spanish.
- A detailed answer to someone else's question where you share what worked for you, with no links and no product mentions.
- A lesson learned post about a money mistake you made and what you would do differently, framed as advice for beginners.
- A plain explanation of a personal finance topic you know well, written to help rather than to sell.
- A genuine request for perspective on a savings or investing choice, where you are open about being unsure.
Avoid
- Posting a link to your product, landing page, or blog, because “No hacer SPAM” bans advertising and spam outright.
- Dropping referral or affiliate links in a post or comment, since the same rule names referral links explicitly.
- Starting a thread about anything that is not personal finance, because “No se permite offtopic” limits the sub to that one topic.
- Using a link shortener that wraps your link in ads, which breaks “No utilizar acortadores de links”.
- Writing insults, personal attacks, or anything homophobic, sexist, or racist, which the first rule prohibits outright.
- Sharing someone else's private information, which the civility rule also covers.
What r/finanzas Is For
This is a Spanish-language subreddit for talking about personal finance. The description says it is a place to ask questions, give advice, and work on your relationship with money. People here range from total beginners taking their first steps to folks with plenty of experience, and the community describes itself as willing to help anyone who shows up in good faith. If your post is not about personal finance, the rules say it belongs in another sub.
Rules That Matter Before Posting
Three rules decide whether a marketing-adjacent post survives here. The first is “No hacer SPAM”, which bans advertising, spam, and referral links outright. The second is “No se permite offtopic”, which keeps every post strictly about personal finance. The third is “No utilizar acortadores de links”, which only allows shorteners when the link behind them has no ads. There is also “No utilizar lenguaje despectivo, instigar discusiones, ataques personales o amenazas”, which bans rude behavior, personal attacks, and sharing other people's private information.
What To Post
For a founder doing respectful Reddit marketing, the honest answer is that this is not a place to promote. A good post here looks like a genuine personal finance question or a helpful answer to someone else's question, written in Spanish. Share what you learned from your own money mistakes, ask for feedback on a budgeting decision, or explain something you know well without linking anything. If your product happens to solve a finance problem, leave the link out and just be a helpful member. Trust built here comes from showing up with useful advice over time, not from a single post.
What To Avoid
The fastest way to get removed is to promote anything. That means no ads, no spam, no referral links, and no links to your own site dressed up as advice. Off-topic posts get removed too, so a post about your startup, your marketing results, or anything outside personal finance does not belong here. Link shorteners are risky unless you are certain the destination has no ads. And keep the tone civil, because disrespectful language, personal attacks, and sharing third parties' personal information are all banned.
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Common questions about r/finanzas
Are referral links allowed if I disclose them?
No. “No hacer SPAM” says referral links are not allowed, even when they point to something useful.
Can I use a link shortener to make a URL look cleaner?
Sometimes. “No utilizar acortadores de links” allows shorteners as long as the shortened link does not include ads.
Can I ask people about their spending habits for research?
Only if the question is genuinely about personal finance. “No se permite offtopic” removes anything else, so a marketing survey would not survive.
Is it okay if I am not a finance expert?
Yes. The description welcomes people taking their first steps as well as experienced members, so beginner questions are a natural fit.
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