Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.
Rule summary
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Relevance.: Posts should be specifically related to the fatFIRE pursuit and lifestyle - as opposed to regular FIRE, LeanFIRE or general investing and financial management. Discussing investment strategies, expenses, tax strategies, cost of living, and etc. are fair game. Please assign a post flair to your post. If one doesn't exist for your post, it's very likely that your post is not relevant to fatFIRE and risks removal. Gift advice or "ask-a-rich-person" posts may also be removed.
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Early-stage questions belong in Mentor Monday threads.: This is a community for people firmly on the path to fatFIRE or already there. Others are welcome to lurk and comment, but are encouraged to spend time reading the sub’s historic posts if they are looking for inspiration. Posts related to the early stage of fatFIRE should be submitted as comments to the scheduled Mentor Monday posts. This includes career advice questions, ‘rate-my-plan’ posts and ‘can I afford XYZ?’ (Unless XYZ is a submarine: https://www.reddit.com/r/fatFIRE/comments/ih7bcx)
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No judgement.: Comments which criticize someone simply for living a “FatFIRE” lifestyle or making a high income will be removed, and users will be muted or banned at the moderator’s discretion.
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(Optional) Add verification.: (Optional) Add proof to your post or verify your post or account with the mods if you plan to make extraordinary claims pertaining to your fatFIRE status (inheritance amount, income, net worth, etc.). [Instructions on how to get verified can be found on the sub's FAQ.](https://www.reddit.com/r/fatFIRE/comments/tp2ds9/rfatfire_frequently_asked_questions/) Verified members can flair a post 'Verified Members Only' to only receive comments from other verified members.
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Be courteous and positive. No trolling.: No insults, name calling or harassment. No trolling or gross deception regarding your net worth, lifestyle, identity or employment. Violators will be banned at the moderator’s discretion. Trolls / deceptive members should be reported to mods. Calling out other members via a top-level post is inappropriate for this sub, as is any action that is likely to result in widespread harassment against the targeted account.
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No solicitation, no self promotion.: Do not ask members to contribute to any business, investments, Venmo, GoFundMe, etc. in which you or your close associates have a stake. Charities and broad investment recommendations (e.g. index funds and management firms) can be recommended on request, but any personal involvement should be stated. Nor can you promote your own business / website / survey / social media / blog, or share affiliate links unless specifically asked. This applies to posts, comments, and private messages.
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No 'Low Effort' or AI posts.: Posts should contain details regarding your personal situation or otherwise have enough information to be of interest to r/FatFIRE. Reposts, and cross-posts from other subreddits may be removed. Posts and comments that are perceived as having been written by AI are also considered low-effort and may be subject to removal. Repeated violations may lead to a ban at moderator discretion.
Works well
A detailed first-person writeup of a real decision on your fatFIRE path, with your actual numbers, expenses, or tax situation spelled out, posted with the right flair
A Mentor Monday comment asking a specific early-stage question about your plan, instead of a standalone post
A candid lessons-learned post about a business outcome that changed your fatFIRE timeline, written in your own voice with enough detail that it clearly is not generic
An answer to a member who specifically asks about a tool or service you built, where you state your personal involvement plainly and keep it to that one reply
A verified post with extraordinary claims backed up through the mods, if your situation genuinely qualifies
Avoid
Posting a link to your product, blog, survey, or social account in a post or comment, because “No solicitation, no self promotion.” forbids promoting your own business or website unless you were specifically asked
Dropping an affiliate link anywhere, including in private messages to members who seem wealthy
Asking members to invest in, sign up for, or donate to anything you or your close associates have a stake in
Posting a career advice question or a rate my plan post as a standalone thread instead of a comment in the Mentor Monday thread, which “Early-stage questions belong in Mentor Monday threads.” requires
Skipping the post flair, since the relevance rule says posts without one risk removal
Posting generic content with no personal details, because “No 'Low Effort' or AI posts.” treats vague posts as low effort and removable, and AI-sounding writing can get removed too and repeated violations can lead to a ban
What r/fatFIRE Is For
r/fatFIRE is a community for people pursuing or living a version of financial independence with a large stash, and the description says it plainly: retire with a fat stash. The rules make clear this is a space for people firmly on the path to fatFIRE or already there, not for general investing talk or regular FIRE questions. The welcome posts are about investment strategies, expenses, tax strategies, and cost of living, all tied to the fatFIRE lifestyle. People here share their personal situations, their numbers, and their plans, and the community even offers optional verification with the mods for people making big claims about income or net worth. Others are welcome to lurk and comment, but the bar for posting is that you bring something specific to a high-net-worth conversation.
Rules That Matter Before Posting
The rule that decides almost everything for a marketer is “No solicitation, no self promotion.”. It says you cannot promote your own business, website, survey, social media, blog, or share affiliate links unless you are specifically asked, and it applies to posts, comments, and private messages. “Relevance.” is the next gate, because posts must be specifically about the fatFIRE pursuit and lifestyle, and every post needs a flair or it risks removal. “Early-stage questions belong in Mentor Monday threads.” matters if you are not firmly on the path yourself, since career advice and rate-my-plan posts get pushed to that weekly thread. “No 'Low Effort' or AI posts.” is the one that catches lazy marketers, because posts need real personal detail and anything that reads as AI-written can be removed, with repeat violations leading to a ban. “Be courteous and positive. No trolling.” bans deception about your net worth, lifestyle, identity, or employment, so a fake persona is a ban risk, not a growth hack. “(Optional) Add verification.” is worth knowing too, because extraordinary claims about income or net worth can be backed up with the mods.
What To Post
A good post here is a detailed, first-person contribution about the fatFIRE journey itself, with real numbers, real decisions, and enough personal context that only you could have written it. If you are a founder who is genuinely on the path, share the honest specifics of your situation, like what an exit or a profitable year did to your plan, what your expenses look like, or how a tax or investment decision played out. Assign a flair to every post, because the rules say a post without one risks removal. If you are early in the journey, keep your questions to the Mentor Monday thread instead of making a standalone post. If you plan to make extraordinary claims about your income or net worth, consider verifying with the mods first, which also lets you use the verified members only flair. If someone specifically asks about your business or a tool you built, you may answer, but state your personal involvement clearly and keep it to that asked-for reply.
What To Avoid
The fastest removal is self promotion, so do not post your product, blog, survey, social media, or affiliate links, and do not slide into anyone's messages to pitch them. Do not post without a flair, because the relevance rule says posts without one risk removal. Do not post early-stage questions, career advice, or rate-my-plan threads outside the Mentor Monday thread. Do not post thin, generic, or AI-sounding content, because the low effort rule covers all three and repeated violations can get you banned. Do not criticize people for their wealth, since the no judgement rule gets critics muted or banned. Do not troll, insult anyone, or lie about your net worth, lifestyle, identity, or employment, and do not call out another member in a top-level post. Do not ask members to put money into anything you have a stake in.
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Can I share my product if I do it casually and do not ask for anything?
No. The rules say you cannot promote your own business, website, survey, social media, or blog, or share affiliate links, unless members specifically ask you. This applies to posts, comments, and private messages.
What if someone asks me what tool I use?
Only if someone specifically asks you about it. The rules allow broad recommendations like index funds and management firms on request, but any personal involvement you have must be stated.
I am early in my journey. Can I still post here?
Yes, but as a comment in the scheduled Mentor Monday thread, not as its own post. The rules put career advice and rate-my-plan questions in that thread.
Can I ask members for advice as a way to start conversations about my product?
The rules say gift advice and ask-a-rich-person posts may be removed, so treat those as risky and read the room before trying.
I have real numbers and want to share them. Should I verify?
Yes. The rules let you verify with the mods if you plan to make extraordinary claims about your fatFIRE status, and verified members can flair posts so only other verified members can comment.