Should I include my financial numbers when I ask a question?
Yes, the community encourages you to post your numbers for better answers when asking about your mortgage situation.
Subreddit guidesCheck a post for r/Mortgages
r/Mortgages rules, stats, and what to post
A source-backed Rankhog guide to r/Mortgages: public rules, community context, posting fit, and startup-promotion risk before you publish.
- Members
- 177.5K
- Community age
- Created Aug 2008, 18 years
- To post
- No minimum in the rules
- To comment
- No minimum in the rules
- Self-promotion
- Banned
- Links
- Banned
- Promo risk
- HighFrom the rules, not from removal counts
Checked October 22, 2026 from the community's public Reddit pages:
By Anthony Riera, founder and operator of Rankhog.
Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.
Rule summary
- R1. Submission Guidelines: Posts must be a question or discussion about mortgages with a descriptive title. If you're asking about your own situation, include the details listed under "Before you post" in the sidebar. Not allowed: * Non-English posts * Questions too vague to answer without more info * Surveys and polls * Milestone posts without useful info * Meta posts (message the mods instead) * AMA requests News relevant to mortgages and housing finance is welcome.
- R2. Advertising or soliciting: Not allowed: * Ads or promotion of companies, products, sites, apps, or videos * Promoting anything you own or are affiliated with * Referral, affiliate, or discount links and codes * Usernames referring to a business * Offering services, asking users to DM, or requesting private info Only exception: loan officers may make offers in the Weekly Rate Thread, to people who opt in. Pros can answer questions anywhere, but credentials aren't a sales pitch.
- R3. Be civil: * No personal attacks, harassment, or trolling * No doxxing or posting anyone's personal info * Argue in good faith: no loaded questions or baiting Disagree with the advice, not the person.
- R4. Low-effort or off-topic: Not allowed: * Memes, jokes, or posts purely for upvotes * Clickbait titles * Posts without substantive content * Bots, bot summoning, and novelty accounts * Begging Rates, Fed decisions, and housing policy are on topic. Partisan arguments are not.
Works well
- Asking a detailed question about a specific mortgage scenario while providing all necessary personal numbers.
- Posting a discussion about recent housing finance news that is relevant to the community.
- Sharing substantive content that relates to mortgage topics, such as a specific industry trend.
Avoid
- Posting vague questions that cannot be answered without more information.
- Sharing any links that are affiliate or promotional in nature.
- Attempting to solicit business or offer services directly to users.
- Using clickbait titles or posts that are purely for upvotes.
- Making partisan arguments or engaging in personal attacks.
What r/Mortgages Is For
This community is for people needing mortgage help, including buyers, owners, and refinancers. People post questions or discussions about mortgages, and they are encouraged to include their specific financial numbers to get better answers.
Rules That Matter Before Posting
R1. Submission Guidelines, R2. Advertising or soliciting, R3. Be civil, and R4. Low-effort or off-topic.
What To Post
A good post should be a substantive question or discussion about mortgages, with a descriptive title. If you are discussing your own situation, you must include all the specific details listed under Before you post in the sidebar. News relevant to mortgages and housing finance is also welcome.
What To Avoid
You must not post ads, promotion of your company, or any referral, affiliate, or discount links. Never offer services, ask users to direct message you, or share private information. Also, you must avoid posts that are purely for upvotes or use clickbait titles.
Use Rankhog before posting in r/Mortgages
Want the version that does not run out? Subscribers get unlimited tool runs and more careful checks before posting.
Get my free Reddit SEO auditStart your 7-day free trial. Card required. $99/month after trial. Next, connect a verified Reddit account; no strategy starts until you explicitly start Rankhog.
Reddit post checker
A free AI moderator simulation that checks your draft against published subreddit rules and six Reddit-native removal risks before you post.
Reddit account analyzer
Look up any Reddit user's post karma, comment karma and account age, and see how many subreddit posting rules the account clears.
Subreddit stats checker
Look up a subreddit's members, weekly visitors, age, growth and the karma and account age it asks of new posters.
Reddit cake day checker
Find any Reddit account's cake day, its exact age, and when it becomes old enough for the subreddits it wants to post in.
Common questions about r/Mortgages
Can I mention my company or offer my services in this community?
No, usernames referring to a business are not allowed, and you must not share your business name or offer services.
Are political or partisan discussions okay here?
Partisan arguments are not allowed, so you must keep discussions civil and focus only on mortgage topics.