Can I promote my mortgage product or service here?
No, the community bans advertisements, promotion of companies, products, sites, blogs, videos, and apps, along with anything owned by you or an affiliate, even if it is not monetized.
Subreddit guides
r/Mortgages rules, stats, and what to post
A source-backed Rankhog guide to r/Mortgages: public rules, community context, posting fit, and startup-promotion risk before you publish.
By Anthony Riera, founder and operator of Rankhog.
Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.
Current public stats
- Members
- 171,102
- Verified
- September 8, 2026
- Category
- Homeowner and construction communities
Rules can change, so Rankhog keeps verification dates and the original public Reddit sources visible.
Rule summary
- R1. Submission Guidelines: A post must be a question or discussion about mortgages with a descriptive title and may not be: * Non-English * Generic, open-ended, or hypothetical questions * Surveys and polls * Milestone posts with limited information/advice * Meta posts * IAMA/AMA requests or posts Additionally, news articles relevant to the mortgage industry are permitted.
- R2. Advertising or soliciting: We don't allow: * Advertisements, petitions, announcements, or promotion of companies, products, sites, blogs, videos, apps, etc. * Usernames referring to a business * Promotion of anything owned by you or someone affiliated with you, even if it is not monetized * Referral, affiliate, invite, and discount links/codes * PM requests or requests for private information * Repeatedly stating mortgage-related credentials
- R3. Off-topic or low-quality content: We don't allow: * Circlejerking or karmawhoring * Posting purely for upvotes or humor * Insincerity or dishonesty * Trolling, loaded questions, loaded language, or provoking unproductive conversation * Memes and low-effort pictures/videos * Clickbait titles * Bots and bot summoning * Novelty accounts * Posts lacking substantive content * Excessive profanity * Begging * Doxxing * Personal Attacks * Discussion primarily focused on politics * Generally being a jerk
Works well
- A descriptive, specific question about a real mortgage scenario you are facing, written in plain English.
- A substantive discussion about a current change in mortgage rates or lending guidelines, with no link to your own site.
- A relevant mortgage industry news article from a neutral source, shared with a descriptive title and your own question or takeaway in the body.
Avoid
- Do not post advertisements, petitions, announcements, or promotions of companies, products, sites, blogs, videos, or apps.
- Do not use a username that refers to a business.
- Do not promote anything you or an affiliate owns, even if it is not monetized.
- Do not include referral, affiliate, invite, or discount links or codes.
- Do not request private messages or private information.
- Do not repeatedly state mortgage-related credentials.
What actually works in r/mortgages
These are the highest scoring posts Rankhog observed in r/mortgages over the past month, with what each one did differently. Rankhog watches this community continuously, so it sees posts when they are published and again as they climb.
- Upvotes
- 1.4k
- Comments
- 103
- Posted
- Sep 5, 2026
Why it worked
- Leads with a concrete number
- Upvotes
- 334
- Comments
- 234
- Posted
- Sep 7, 2026
Why it worked
- Asks the community a question instead of announcing something
- Short paragraphs rather than one block of text
- Upvotes
- 242
- Comments
- 267
- Posted
- Sep 10, 2026
Why it worked
- Asks the community a question instead of announcing something
- Kept short enough to read in one pass
- Upvotes
- 120
- Comments
- 171
- Posted
- Sep 12, 2026
- Upvotes
- 79
- Comments
- 315
- Posted
- Sep 10, 2026
Why it worked
- Asks the community a question instead of announcing something
- Kept short enough to read in one pass
- Upvotes
- 69
- Comments
- 103
- Posted
- Sep 11, 2026
Why it worked
- Asks the community a question instead of announcing something
- Short paragraphs rather than one block of text
- Upvotes
- 69
- Comments
- 234
- Posted
- Sep 6, 2026
Why it worked
- Asks the community a question instead of announcing something
- Short paragraphs rather than one block of text
- Upvotes
- 61
- Comments
- 59
- Posted
- Sep 8, 2026
Why it worked
- Short paragraphs rather than one block of text
- Kept short enough to read in one pass
- Upvotes
- 56
- Comments
- 57
- Posted
- Sep 8, 2026
Why it worked
- Asks the community a question instead of announcing something
- Kept short enough to read in one pass
- Upvotes
- 52
- Comments
- 125
- Posted
- Sep 11, 2026
Why it worked
- Asks the community a question instead of announcing something
- Broken into a scannable list
- Short paragraphs rather than one block of text
What r/Mortgages Is For
This community is for questions and discussions about mortgages, homeowner financing, lending, and houses. People come here to ask practical mortgage questions or talk through real financing situations. News articles relevant to the mortgage industry are also allowed.
Rules That Matter Before Posting
The rule called 'R2. Advertising or soliciting' is the one that will sink a marketing post fast, because it bans promotion of anything you or an affiliate own, even if it is not monetized. The rule called 'R1. Submission Guidelines' matters next, because it requires a descriptive title and a real mortgage question or discussion, not a generic or hypothetical one. The rule called 'R3. Off-topic or low-quality content' matters too, since it removes clickbait, insincerity, and posts lacking substantive content.
What To Post
A good post is a clear, English question or discussion about mortgages with a descriptive title. If you are a founder doing respectful Reddit marketing, the only safe path is to participate as a genuine user with a real mortgage question or a substantive industry discussion. You can share a relevant mortgage news article, but it must not be promotional or affiliated with you. Keep your tone civil, stay on topic, and avoid any hint of self-promotion.
What To Avoid
Avoid anything that looks like advertising, soliciting, or promotion under 'R2. Advertising or soliciting', including company names, product mentions, blog or video links, app promotion, and anything owned by you or an affiliate even if it is not monetized. Do not use referral, affiliate, invite, or discount links or codes. Do not request private messages or private information. Do not repeatedly state mortgage-related credentials. Under 'R1. Submission Guidelines', avoid non-English posts, generic or open-ended questions, hypothetical questions, surveys, polls, low-information milestone posts, meta posts, and AMA requests. Under 'R3. Off-topic or low-quality content', avoid memes, clickbait titles, trolling, loaded language, excessive profanity, personal attacks, political discussion, and any low-effort or insincere content.
Use Rankhog before posting in r/Mortgages
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Common questions about r/Mortgages
Can I share a referral or affiliate link?
No, referral, affiliate, invite, and discount links or codes are banned.
Can I ask people to message me privately for help?
No, requests for private messages or private information are not allowed.
Can I mention my professional credentials in my posts?
No, repeatedly stating mortgage-related credentials is not allowed.
Can I share a news article about the mortgage industry?
Yes, news articles relevant to the mortgage industry are permitted, but they must not be promotional or affiliated with you.