Can I mention my product or service in a post?
No. The rule "No self-promoting." says any post promoting a business in any capacity results in an instant permanent ban with no exceptions.
Subreddit guides
r/loanoriginators rules, stats, and what to post
A source-backed Rankhog guide to r/loanoriginators: public rules, community context, posting fit, and startup-promotion risk before you publish.
By Anthony Riera, founder and operator of Rankhog.
Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.
Current public stats
- Members
- 35,032
- Verified
- September 19, 2026
- Category
- Mortgage and residential lending professionals
Rules can change, so Rankhog keeps verification dates and the original public Reddit sources visible.
Rule summary
- No rate shopping or personal mortgage advice posts.: This a subreddit for mortgage professionals, not for consumers to shop or get mortgage advice!
- No self-promoting.: This is not the place to promote your business. Any and every post promoting a business, in any capacity, will be removed and will result in an instant, permanent ban. This includes self-promotions of your services, contacts, and associations of the like. No exceptions!
- "Where should I work?" discussion is to occur in the comments section of the Beginners Guide thread.: Please direct posts like "Good brokers to work for?", "Remote companies with salary?", "Who is hiring in CA?" to the Beginner's Guide thread located here: https://www.reddit.com/r/loanoriginators/comments/o0qvyv/indepth_beginners_guide_to_a_career_in_mortgage/
- Discussion relating to new licensing is to occur in the NMLS / New Licensing mega thread.: Individual posts relating to new licensing and the NMLS/SAFE exam will be removed. Discussion relating to these subjects should take place in the dedicated megathread: https://www.reddit.com/r/loanoriginators/comments/tji2s1/licensingnmlssafe_exam_megathread/
- No spamming.: Spamming, or blatant self-promotion, will result in an instant ban.
- No job posting or recruiting allowed at this time.: Any mentions of “DM” will be viewed as an attempt to recruit and will result in a ban.
- No requests for personal loans.: No, we can't lend you $5.
- No Doxing / Publically attacking individuals.: Please avoid mentioning any members of an organization by name, specifically with the intent of bad-mouthing them. Using personal identifying information other than a name should also be avoided.
- Extended discussions relating to Rocket Mortgage are to take place in the megathread.: Any posts or extended discussions relating to Rocket Mortgage / Quicken Loans are to take place solely in the designated megathread. They will be removed otherwise. https://www.reddit.com/r/loanoriginators/comments/tqnhhl/rocket_mortgage_megathread/
- Be civil.: It’s simple. Don’t be a jerk
- No engaging in consumer posts: This a subreddit for mortgage professionals, not for consumers to shop or get mortgage advice! As such, engaging in consumer posts will result in a 7-day ban.
- Don’t be rude to the moderators.: The moderators volunteer their time to keep this space clear of junk and a dedicated space for loan officers to talk shop. If you’re going to be disrespectful to the moderators you’re going to be removed.
- No posts about tech you’re trying to build.: Hello - It looks like a post you’ve made looks like you’re trying to gather information to build some sort of technology. That’s not allowed in this sub and as a result your post is being removed.
Works well
- Share a genuine industry observation about mortgage market trends without mentioning any product or service you sell.
- Ask a real question about regulatory changes that loan officers face, framed as a peer discussion.
- Use the licensing megathread to ask or answer questions about the NMLS/SAFE exam if you are genuinely going through that process.
- Use the Rocket Mortgage megathread if you have a relevant professional perspective to add to that ongoing discussion.
Avoid
- Any post promoting a business, service, or association will be removed and earns an instant permanent ban.
- Asking anyone to DM you is treated as recruiting and will result in a ban.
- Do not post about technology you are trying to build, as the moderators remove those posts.
- Do not reply to or engage with consumer posts seeking mortgage advice, or you face a ban.
- Do not start individual posts about licensing or the NMLS/SAFE exam outside the dedicated megathread.
- Do not start individual posts about Rocket Mortgage or Quicken Loans outside the designated megathread.
What r/loanoriginators Is For
This community is a home for people who work in the mortgage and residential lending businesses. The moderators describe it as a dedicated space for loan officers to talk shop. It is not a place for consumers to shop for rates or get mortgage advice. The rules make clear that only mortgage professionals belong here, and anyone posting as a consumer will have their posts removed.
Rules That Matter Before Posting
The rule called "No self-promoting." is the one that will end your account instantly if you cross it, because it says any post promoting a business in any capacity results in a permanent ban with no exceptions. The rule "No spamming." reinforces the same line. The rule "No job posting or recruiting allowed at this time." means even asking someone to DM you counts as recruiting and earns a ban. The rule "No posts about tech you're trying to build." means founders fishing for product feedback will be removed. The rule "No engaging in consumer posts" means you should not reply to anyone who wanders in asking for mortgage advice. The rule "No rate shopping or personal mortgage advice posts." keeps consumers out entirely.
What To Post
The honest answer is that a founder doing Reddit marketing has almost no room to post here. The self-promotion ban is total and permanent with no exceptions. Your best move is to participate as a fellow mortgage professional sharing industry knowledge, market observations, or regulatory questions, without ever mentioning a product, a service, or a company you are connected to. If you have a genuine question about the mortgage business that does not promote anything, that is the closest thing to a safe post. You could also use the designated megathreads for licensing, Rocket Mortgage, or career discussion, but only if your contribution is organic and not promotional.
What To Avoid
Do not promote your business, your services, your contacts, or your associations in any capacity, because the rule "No self-promoting." says this earns an instant permanent ban with no exceptions. Do not ask anyone to DM you, because the rule "No job posting or recruiting allowed at this time." treats that as recruiting. Do not post about technology you are trying to build, because the rule "No posts about tech you're trying to build." means the moderators will remove it. Do not engage with consumer posts, because the rule "No engaging in consumer posts" brings a ban. Do not post about licensing or the NMLS/SAFE exam outside the dedicated megathread. Do not post about Rocket Mortgage or Quicken Loans outside the designated megathread. Do not post career questions like where to work outside the Beginners Guide thread. Do not request personal loans. Do not dox or attack individuals by name. Do not be rude to the moderators.
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Common questions about r/loanoriginators
Can I ask people to DM me to learn more?
No. The rule "No job posting or recruiting allowed at this time." says any mention of DM will be viewed as a recruiting attempt and will result in a ban.
Can I post about a tool or technology I am building for loan originators?
No. The rule "No posts about tech you're trying to build." means the moderators will remove posts that look like they are gathering information to build technology.
Can I answer a consumer's mortgage question if I am a professional?
No. The community is for mortgage professionals only. The rules say engaging in consumer posts will result in a ban.
Can I post asking which company or broker is good to work for?
No. The rule "Where should I work?" discussion is to occur in the comments section of the Beginners Guide thread, and individual career posts belong there.