Can I share my health insurance app or website here?
No, advertising websites or services is not allowed, even if your product is free.
Subreddit guides
r/HealthInsurance rules, stats, and what to post
A source-backed Rankhog guide to r/HealthInsurance: public rules, community context, posting fit, and startup-promotion risk before you publish.
By Anthony Riera, founder and operator of Rankhog.
Subreddit guides combine public Reddit source URLs, captured rules, visible verification dates, and Rankhog's account-safety workflow.
Current public stats
- Members
- 122,786
- Verified
- September 18, 2026
- Category
- Health and fitness communities
Rules can change, so Rankhog keeps verification dates and the original public Reddit sources visible.
Rule summary
- Don't attempt to get clients, refer people to your broker, or send people PMs for "more info".: Insurance agents should not use r/HealthInsurance as a means to get new clients. It's generally required that all discussions are kept within the confines of a thread and not taken to DMs. Remember: Report any DM you may receive from another user directly to r/HealthInsurance moderators. This includes advertising your App, website, services, etc. Even if it is free.
- Keep discussion on the subreddit: The purpose of this subreddit is to answer questions for members, but also to serve as a resource to others who find their way here seeking assistance. Because of this, we require public response over private message. Requesting people take conversation to DMs is not allowed and requests for DMs will result in an immediate and permanent ban. Please report any attempts to take things to DMs/off-subreddit to the moderators.
- No advertising or spamming: Do not advertise your websites or services anywhere. r/HealthInsurance exists for genuine discussions about health insurance and for people seeking assistance navigating the system, not as a place for companies to advertise or otherwise promote their products.
- No diet or medical advice: r/HealthInsurance is not a subreddit intended to render diet or medical advice of any kind. Please seek your healthcare professional's advice to confirm anything you read here. Discussing alternatives to a denied therapy/treatment is permissible, as is explaining potential medical reasons for denial. If you do so, please ensure you are being general and not giving specific advice as to what may be appropriate for an individual person.
- No affiliate, referral, or broker links: Affiliate links and referral links are never allowed. If you are posting a link to a resource, please remove any affiliate/tracking from the link. An exception *may* be allowed for paywalled sources being shared with a "free access" code (such as to the NY Times, for example) at moderator discretion. Private broker referrals (links or otherwise) are never allowed (Rule 1). This does not apply to official state marketplaces, nor to people posting about their experience with a site.
- Be friendly and act in good faith. No hatred, malice or wishes/threats of violence to anyone.: Act in good faith and treat other users respectfully. We understand navigating the health insurance system can be frustrating, but this is Reddit - nobody is getting paid to do this, and people are often asking questions they don’t understand. To put it simply, please treat those helping you respectfully and don't attack others who are seeking or providing help. There is zero tolerance for encouragement of violence, malice or ill-will towards anyone, whether in the subreddit or elsewhere.
- Be helpful and add to the conversation: Keep replies and comments helpful - if all you have to say is something that’s already been said and explained, please use the upvote feature to signify your agreement, especially if you have nothing more at all to add. Whenever possible, please try to *explain* the reasoning/details behind the answer you’re providing and not just give an answer. Comments not adding to the conversation or are negatively “dog piling” (same answer/explanation already given) may be removed.
- No politics: US health care is inherently political, but this subreddit isn't for diving into political or policy discussions. This subreddit is for assisting individuals in finding coverage and working through real-world issues they're having with their coverage. Explaining the legal/regulatory reasoning for a situation is not a violation of this rule, but keep the conversation on topic - do not use this as a reason to discuss politics beyond explaining the laws/regulations that apply.
- No "contact the media" suggestions: Do not suggest that users contact the media over their insurance disputes. This is unhelpful and will generally not provide anything for the person. For clarity, this does *not* apply to suggesting someone contact (state or national) regulatory bodies when applicable, nor to suggesting users contact their legislature if they are seeking a change in a law related to health insurance.
- No LLMs / GenAI: No LLMs / Generative AI. Don't compose questions with it, don't recommend it, and don't use it to answer questions. Health insurance is incredibly nuanced and state / county-specific. Health insurance and health policy is a constantly evolving landscape, and this subreddit requires contributors to use actual knowledge and expertise to answer rather than yielding to AI-generated answers. AI hallucinations often do more harm than the potential good, so all AI use is forbidden.
- News/research/surveys need pre-approval: Given the amount of personal information involved in healthcare/insurance, we require any academic research and/or reporters/journalists to reach out to the mod team in advance to discuss before posting anything about their research/interview requests/etc. Please reach out to the modmail if you wish to discuss a potential post/request in the subreddit. Posts related to newsgathering/surveys without prior approval will be removed. We do not approve product development/business requests.
- No Market Research: While we do appreciate that you have an interest in creating a product or providing a service, this space is not intended for your market research inquiries. Do not post about your idea, ask for input or seek feedback for a product or service you are developing.
Works well
- A detailed public comment explaining why a specific plan design leads to a certain denial, with no link to your own product.
- A question about a real coverage scenario you are facing, written in your own words without AI assistance.
- A clean link to an official state marketplace page, with all affiliate and tracking codes removed.
- A general explanation of how a regulation works in response to someone asking about a denial, with no political commentary attached.
Avoid
- Never ask anyone to DM you or offer to send a private message, as the rules state this results in an immediate and permanent ban.
- Do not advertise your app, website, or services, even if they are free.
- Do not post affiliate links, referral links, or broker links.
- Do not use AI tools to draft your posts or comments.
- Do not suggest that users contact the media about their insurance disputes.
- Do not post surveys, academic research, or reporter requests without first getting moderator approval through modmail.
What r/HealthInsurance Is For
This community is for people navigating health insurance in the United States. It is a place where individuals ask questions about finding coverage and working through real-world problems with their plans. The description says the subreddit is primarily focused on the US-based health insurance space, and the rules make clear that it exists to answer questions for members and serve as a resource to others who find their way here seeking assistance. The rules also say it is not a place for political or policy debates, medical advice, or product promotion.
Rules That Matter Before Posting
The rules that matter most for anyone with a marketing instinct are the ones that shut down promotion and private outreach. The rule Don't attempt to get clients, refer people to your broker, or send people PMs for more info makes it clear that agents and companies cannot use this subreddit to find business, and it explicitly includes advertising your app, website, or services even if they are free. The rule Keep discussion on the subreddit reinforces this by requiring all responses to stay public, with an immediate and permanent ban for anyone who tries to move a conversation to private messages. The rule No advertising or spamming closes the loop by stating that the subreddit exists for genuine discussions and people seeking assistance, not for companies to promote products. The rule No affiliate, referral, or broker links means you cannot drop monetized links, and the rule News/research/surveys need pre-approval means you cannot run a survey or research request without talking to the moderators first. The rule No LLMs / GenAI means you cannot use AI tools to draft your posts or comments at all. The rule No Market Research says you cannot post about your idea or seek feedback for a product or service you are developing.
What To Post
A good post here is a genuine question or answer about a real health insurance situation in the United States. If you are a founder who happens to have deep knowledge of how coverage works, you can help by explaining the reasoning behind an answer in a public comment, as long as you keep it general and do not direct people to your own product. The rule Be helpful and add to the conversation asks contributors to explain the details behind an answer rather than just stating it, so a thoughtful, detailed response that helps someone understand their options is the kind of contribution that fits. You can share a clean link to a resource like an official state marketplace, as long as it has no affiliate or tracking code. If you are a reporter, researcher, or someone running a survey, you must message the mod team through modmail before posting anything.
What To Avoid
Avoid anything that looks like solicitation, because the public description warns that solicitation will result in a permanent ban. Do not try to get clients, refer people to your broker, or send private messages offering more info. Do not advertise your app, website, or services anywhere, even if what you offer is free. Do not post affiliate links, referral links, or broker links. Do not take a conversation to private messages, because requesting DMs leads to an immediate and permanent ban. Do not give diet or medical advice, and do not suggest that users contact the media about their insurance disputes. Do not use AI tools to compose your posts or comments. Do not post surveys, academic research, or reporter requests without first reaching out to the moderators through modmail, and do not post about your product idea or seek feedback for something you are developing. Do not dive into political or policy discussions beyond explaining the laws or regulations that apply to a specific situation.
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Common questions about r/HealthInsurance
Can I ask people to DM me for more info?
No, requesting or offering private messages results in an immediate and permanent ban under the rule Keep discussion on the subreddit.
Can I run a survey or academic research post here?
You must message the mod team through modmail first and get approval before posting anything related to news, research, or surveys.
Can I use AI to help draft my post or comment?
No, the rule No LLMs / GenAI forbids using AI to compose questions, recommend answers, or answer questions in this community.
Can I post a link to a resource?
You can link to official state marketplaces or share clean resource links with no affiliate or tracking code attached, as long as you are not promoting a product or service.
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