r/finansial rules, stats, and what to post

r/finansial is an Indonesian community about personal financial planning. The public description says it is for discussion, news, and questions of all kinds about personal finance, and the rules make clear that means personal finance relevant to Indonesia. The people posting here are asking about their own money decisions, sharing news that affects Indonesian wallets, and answering each other's questions about saving, investing, and planning. It reads like a help-first community, not a place to pitch anything.

Three rules decide everything here. The first is “Submission Guidelines”, which keeps posts on Indonesian personal finance and requires you to be clear about risks in any financial product you discuss. The second is “Self-promotional advertising or soliciting”, and it is strict. It bans promotion of anything you own or are affiliated with, even if it is not monetized, it bans referral, invite, and affiliate links and codes, it bans soliciting business, market research, media requests, or recruiting, and it bans PM or DM requests and offers. It even bans repeatedly or prominently stating financial credentials of yourself or others. The third is “No low effort post”, which requires real effort and personal details in questions, bans copy-pasted generative AI answers, and bans off-topic, low effort, shitpost, meme, or redundant submissions. For a founder, the self-promotion rule is the one that ends most marketing plans before they start.

For a founder doing respectful Reddit marketing, the honest answer is that this is a listening community, not a posting-for-growth community. The only posts that survive are genuine contributions to Indonesian personal finance. If you want to post, ask a real question about your own situation with specific details, like your goals, your timeline, and your constraints, because the rules say a question without details about your condition is low effort. You can also join discussions about financial products and be clear about risks, which the first rule asks of everyone. If you have genuine knowledge, share it as plain advice in a discussion thread without mentioning your company, your site, or your credentials. There are no observed top posts for this community in Rankhog yet, so treat every post here as a fresh read of the room.

Anything that smells like promotion gets removed under “Self-promotional advertising or soliciting”. That includes advertising your company, site, blog, video, app, or product, even if it is free or not monetized, sharing referral or affiliate links and codes, offering to PM or DM people, asking for market research participants, pitching media requests, recruiting, and repeatedly stating your own financial credentials. Under “No low effort post”, you get removed for lazy questions with no details about your own situation, for pasting answers written by AI tools, and for off-topic, low effort, shitpost, meme, or redundant submissions. Under “Submission Guidelines”, posts about finance that is not relevant to Indonesia, posts about illegal financial products, and posts that hide the risks of a financial product are all out.

What stands out to me is how blunt the low effort rule is, it literally says asking what is best without any detail about yourself is disrespectful to the people answering, and I respect that honesty. The self-promotion rule is also unusually wide, because it bans promotion even when the thing you own is not monetized, so there is no free pass for founders here. I would treat this community as a place to learn the Indonesian market by reading and asking honest questions, not a place to launch anything.